2026 cost calculator

Inground Pool Cost

What a contractor charges to build an inground pool, by type, and what the extras add. A typical job (fiberglass) costs about $72,000 nationally.

Prices checked Oct 9, 20264 pricing sourcesBenchmark-tested

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Inground pool cost by type

Installed price for a typical backyard pool, captured 2026-10-09
Pool typeInstalled priceGood to know
Vinyl liner pool$35,000–$80,000A liner over a frame; the lowest upfront price
Fiberglass pool$45,000–$100,000A factory-made shell set in an excavation
Concrete or gunite pool$50,000–$120,000Poured or sprayed on site; the most flexible shapes and the highest price

The sources do not share a pool size. This Old House quotes a 12 by 24 foot pool, and Angi and HomeGuide give type ranges without one, so treat the table as a typical backyard pool and scale from the per-square-foot figures. HomeGuide puts the range at $80 to $250 per square foot and Angi at $90 to $250. Angi's size table contradicts its own FAQ, so we did not use it. Bob Vila's older type ranges (updated May 2024) run lower than all four sources: vinyl $20,000 to $40,000, fiberglass $20,000 to $60,000 and concrete $35,000 to $65,000. Forbes Home (audited Oct 2024) also runs below the four sources, at $28,000 to $55,000 overall with an average of $35,000, so a quote near the low end of our table is not unusual.

What changes the price

  • Type. Vinyl costs least to build, concrete most, and fiberglass sits between.
  • Size and depth. Price scales with area, so measure the pool you want rather than relying on a national average.
  • The site. The dig is part of the price, so a difficult site changes the quote.
  • Equipment. Heaters, covers, saltwater systems and lighting are all extras.
  • The area around the pool. Decking, a fence and landscaping often add up to a large share of the budget.
  • Upkeep. Angi puts yearly maintenance at $500 to $4,000 depending on type.
  • Where you live. The calculator adjusts the labor share for your state's construction laborer wages.

Extras to expect

On top of the pool
ItemTypical costWhen it applies
Pool heater$1,600–$5,450If you want to swim in cooler weather
Pool cover$870–$3,700A manual cover
Pool deck$3,000–$20,000Most pools
Pool fence$1,500–$10,000Required in many areas
Pool lighting$450–$1,800For night swimming
Saltwater system$500–$3,300If you want salt instead of chlorine tablets
Permits$450–$1,800Most builds

HomeGuide lists automatic covers at $8,000 to $20,000, which are not in the calculator. Related jobs: pool resurfacing cost for an older pool, fence installation cost and paver installation cost for the surround, and hot tub cost if you want a spa too.

Questions to ask before you hire

  • What size, depth and shape does the quote cover?
  • Does the price include excavation, the deck, the fence and the permit?
  • Who handles the permit and the inspections?
  • What equipment is included, and what is the warranty on the shell and the equipment?
  • What will it cost to run and maintain each year?

Methodology and sources

We price each pool type from four published guides, take the middle of their lows, midpoints and highs, and adjust the labor share for your state's wages. Bob Vila and Forbes Home are used as independent cross-checks. Read how we estimate costs.

What each source reports

Our estimate does not rely on any single page. This table lists each page we used and the figures it reports, so you can see where the ranges come from.

Source-by-source figures behind this calculator
SourceWhat it reports
Angi
  • vinyl $40,000-$75,000 (updated Aug 2026)
  • fiberglass $55,000-$100,000 (updated Aug 2026)
  • concrete $65,000-$120,000 (updated Aug 2026)
  • pool installation $44,499-$87,349 for most homeowners (updated Aug 2026)
  • heater $1,830-$4,210 (updated Aug 2026)
  • cover $870-$2,800 (updated Aug 2026)
  • decking $3,000-$12,000 (updated Aug 2026)
  • fence $1,500-$10,000 (updated Aug 2026)
  • saltwater filtration $500-$3,300 (updated Aug 2026)
  • permits $450-$1,800 (updated Aug 2026)
HomeGuide
  • vinyl $35,000-$80,000 in its table, $25,000-$65,000 in its text (byline Jul 2025)
  • fiberglass $45,000-$100,000 (byline Jul 2025)
  • concrete or gunite $50,000-$120,000 (byline Jul 2025)
  • inground heater $1,600-$5,200 installed (byline Jul 2025)
  • lighting $700-$1,800 (byline Jul 2025)
This Old House
  • vinyl $38,000-$70,000 for a 12x24 ft pool (updated Jun 2025)
  • fiberglass $50,000-$95,000 for a 12x24 ft pool (updated Jun 2025)
  • concrete $58,000-$100,000 for a 12x24 ft pool (updated Jun 2025)
  • heater installation $3,450-$5,450 (updated Jun 2025)
  • covers $2,700-$3,700 (updated Jun 2025)
  • decking $5,000-$20,000 (updated Jun 2025)
  • fence $3,000-$10,000 (updated Jun 2025)
  • lighting $450-$1,200 (updated Jun 2025)
  • saltwater filtration $1,100-$2,200 (updated Jun 2025)
  • permits $450-$1,800 (updated Jun 2025)
Fixr
  • fiberglass $50,000-$95,000, average $70,000 (updated Jan 2025)
  • heater $2,500-$5,000 (updated Jan 2025)
  • cover $2,700-$3,700 (updated Jan 2025)
  • fence $3,000-$10,000 (updated Jan 2025)
  • lighting $450-$1,200 (updated Jan 2025)

Common questions about inground pool costs

How much does inground pool cost?

A typical job (fiberglass) comes to about $72,000 nationally, within a range of $45,000 to $100,000. Use the calculator above to adjust for your state, the options you choose and any extras.

How much does an inground pool cost on average?

A fiberglass pool costs about $45,000–$100,000, a vinyl pool $35,000–$80,000 and a concrete pool $50,000–$120,000. Angi's national average across all types is $65,909 and HomeGuide's is $62,500.

How much does a fiberglass pool cost?

About $45,000–$100,000 installed. Fixr puts the national average for fiberglass at $70,000.

How much does a concrete or gunite pool cost?

About $50,000–$120,000. In the guides it is the most expensive type, and Angi puts the yearly upkeep at $2,700 to $4,000.

How much does a vinyl liner pool cost?

About $35,000–$80,000. HomeGuide gives two different ranges for vinyl, $35,000 to $80,000 in its table and $25,000 to $65,000 in its text.

What is the inground pool cost per square foot?

HomeGuide puts it at $80 to $250 per square foot with installation, Angi at $90 to $250, and This Old House at $130 to $240 for vinyl, $175 to $330 for fiberglass and $200 to $350 for concrete.

How much does the total come to with a deck, fence and permit?

A fiberglass pool with decking, a fence, lighting and a permit comes to $50,400–$133,600.

How much does a pool heater cost?

About $1,600–$5,450 installed.

How much does it cost to maintain an inground pool?

Angi puts yearly upkeep at $1,100 to $1,700 for vinyl, $500 to $1,500 for fiberglass and $2,700 to $4,000 for concrete.

Where do these prices come from?

They come from 4 published cost pages from 4 publishers, last checked Oct 9, 2026. We report what those pages say and do not invent figures; the table above shows each source.

How does my state change the estimate?

The labor part of the price is scaled by the average wage for the relevant trade in your state, using Bureau of Labor Statistics data. Materials and equipment are not adjusted.

Why might a contractor's quote differ from this estimate?

A quote reflects your specific scope, access, local demand and what the contractor includes. Ask for line items rather than a single total so you can compare bids on the same basis.

All 4 sources behind these prices

Every figure in the calculator comes from one or more of these pages, with the number each one supports in the link text.

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